The FBI has issued a warning about the increasing use of artificial intelligence tools by threat actors in financial fraud schemes. According to a public service announcement released by the law enforcement agency, attackers are utilizing generative AI tools to deceive victims into sending money or clicking on malicious links. The announcement also detailed various ways in which AI tools are being used in scams and provided recommendations on how individuals can protect themselves from falling victim to such schemes.
In addition to the use of AI-generated text, the FBI noted that scammers are also employing AI-generated photos, videos, and audio in their fraudulent activities. The agency emphasized the importance of being vigilant as these technologies make it increasingly challenging to detect warning signs.
According to the FBI, criminals are leveraging generative artificial intelligence to enhance the credibility of their fraudulent activities on a larger scale. The PSA outlined specific examples of how threat actors are misusing AI tools, such as creating fake social media profiles and generating content for phishing emails using AI-generated text. Additionally, attackers are using AI-generated images to bolster their online personas and manipulate victims into believing they are engaging with real individuals.
The PSA also warned about the use of AI-generated audio in impersonation schemes, where scammers can mimic well-known public figures or manipulate victims into fraudulent financial transactions. Furthermore, threat actors are utilizing AI-generated videos in various ways, including in video chats and as part of investment fraud schemes.
To combat the increasing realism of AI-powered scams, the FBI advised individuals to establish secret words or phrases with family members to confirm identities and to limit the sharing of image and voice content online. The agency also recommended scrutinizing images and videos for subtle imperfections and paying attention to tone and word choice in audio content to identify potential voice cloning.
Recent incidents have demonstrated the effectiveness and dangers of AI-powered scams, ranging from lower-level cybercriminals to nation-state actors. For instance, earlier this year, a North Korean threat actor infiltrated a company by posing as an IT worker on the company’s AI team, using a deepfake video and AI-generated images on his resume. Similarly, Russian advanced persistent threat actors have been implicated in misinformation campaigns, including the creation of fake videos during the U.S. 2024 election.
As AI technologies continue to evolve, individuals must remain vigilant and take proactive measures to protect themselves against increasingly sophisticated fraudulent schemes. By staying informed and being cautious online, individuals can better safeguard themselves against falling victim to AI-powered financial fraud.