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Tips from experts on how to protect yourself from cyber attacks

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Cyber security has become an increasingly important concern for individuals and businesses of all sizes, not just big corporations and telcos. With nearly half of all cyber attacks targeting small businesses, it is crucial for everyone to understand the risks and take steps to protect their sensitive information.

Individuals need to be proactive in safeguarding their online accounts and personal data. The average loss reported by individuals affected by cyber crime has risen to $30,700, indicating the growing threat posed by cyber attacks. To address this issue, a series of practical checklists have been developed by financial, legal, and cyber security professionals in Australia.

The checklist for individuals includes recommendations such as using strong, unique passwords for each online account, enabling multi-factor authentication, and being cautious with email attachments and links. Additionally, individuals are advised to limit the personal information shared online, avoid public wifi for sensitive transactions, and encrypt sensitive information to prevent unauthorized access.

Furthermore, individuals are encouraged to stay informed about cyber security threats by keeping up with the latest news and trends. By subscribing to cybersecurity articles and checking websites like Scamwatch, individuals can stay ahead of potential threats and protect themselves from cyber attacks.

For small and medium businesses, the checklist expands to include additional steps to secure sensitive data and information. Businesses are advised to evaluate how long to keep information, remove unnecessary data, and keep software and systems up to date to prevent vulnerabilities that cyber criminals can exploit.

Additionally, businesses are urged to limit access to information based on roles within the organization, have reliable data backup procedures, and conduct regular security audits to identify vulnerabilities. Training employees on cyber security best practices and developing an incident response plan are also crucial steps for businesses to take in order to protect themselves from cyber attacks.

Considering the evolving nature of cyber attacks, investing in cyber security insurance is recommended for businesses to mitigate the financial fallout from a breach. By taking these proactive measures, individuals and businesses can enhance their cyber security posture and reduce the risk of falling victim to cyber crime. Stay vigilant and stay protected in the digital world.

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